We Welcome All Dental Insurance
When the time comes to pay for dental treatments, the last thing you want to do is think about how you’re going to pay for that care. With the help of dental insurance plans, you don’t have to hesitate. Whether your care includes preventive exams and cleanings or more restorative care like crowns and dental fillings, dental insurance makes the whole process much easier for you and your family. Keep reading to learn more about the basics of dental insurance before your visit!
Understanding How Dental Insurance Works
Dental insurance is not meant to be used only when an emergency occurs. Contrary to popular belief, dental insurance is not like traditional medical insurance, which is mainly used when a serious illness or emergency appears. In contrast, dental insurance is used regularly, typically every six months, to maintain long-term oral health. Doing this helps you cut down on costs, avoid dental emergencies, and keep your smile looking beautiful for as long as possible.
What Your Dental Insurance Plan Covers
You should always look at your plan in great detail before assuming that you have coverage for a specific treatment. However, most dental plans cover care in the same way. Different types of services receive a specific percentage of coverage as noted below:
- Preventive Care – Usually covered at 80 to 100 percent. Mainly includes exams, cleanings, X-rays and other preventive treatments.
- Minor Restorative Care – Usually covered between 70 and 80 percent. Mostly includes dental fillings and root canal therapy.
- Major Restorative Care – Usually covered at 50 to 60 percent. Includes crowns, bridges and dentures.
We Offer In-Network Savings & Welcome Out-of-Network Providers
By being in-network, it essentially means that we’ve agreed to certain rates that an insurance company has provided us in order to make dental care more affordable. We are currently in-network with several dental plans. Keep in mind that this does not always mean that you cannot save money by being out-of-network. We’ll gladly accept and file claims on your behalf as well as work with you to help confirm your final costs before you begin treatment.